Right Choice Insurance and Taxes
Your Guide to
Medicare Options
Information, Plan options,
and No-Cost Enrollment Assistance
Are You New To Medicare?
Not Sure Where to Begin?
As a new Medicare beneficiary, you have important decisions to make about the future of your healthcare. Unfortunately, understanding the “ins-and-outs” and selecting the right plan based on your needs can be challenging.
Start by enrolling in our virtual course where you’ll learn the important basics and then for more in-depth information, read through the content of this site and connect with one of our licensed and certified agents in your local area for free assistance.
Begin by Enrolling in Our Medicare Essentials Video Quick-Course:
This video tutorial covers the basic elements of Medicare in a format that is easy to understand and you can watch it from the comfort of your home! It’s yours at no cost and no obligation, just tell us where we should send it!
By submitting this information, you acknowledge a licensed insurance agent, Chris & Nohemy Velasco, may contact you by phone, email, or mail to discuss Medicare Advantage Plans, Medicare Supplement Insurance, or Prescription Drug Plans.
Right Choice Insurance and Taxes
Get Free and Friendly Medicare Help Now
Our licensed agents offer Medicare enrollment assistance at no cost and no obligation!
- Review your current benefits
- Explore additional benefits
- Explain your coverage options
Medicare Resources: What You Need to Know
From Dollars to “Donuts”…
Getting Started
Answers to common questions such as: When should you enroll? How and when do you become eligible for Medicare?
Enrollment Periods
After your initial enrollment, Medicare allows you to make changes to your coverage at specific times each year. Here are those dates.
Defining the ABC’s
Medicare consists of Parts A, B, C, and D. Step one is to learn the “ABC’s”, how they work, and your options with each part.
Medicare Part D
Medicare’s Part D is coverage for your medication needs and is provided by private insurance carriers. We’ll explain exactly how it works.
Advantage Plans
Medicare Advantage Plans are provided by private insurance companies and can often save you money.
Special Needs Plans
SNPs are Advantage Plans that are tailored to meet the needs of individuals with certain health conditions or circumstances.
Supplement Plans
Insurance sold by private insurance companies to cover Medicare’s gaps. Also called “MediGap” plans.
Medicare FAQs
Answers to some of the most common questions asked by Medicare beneficiaries. >
Frequently Asked Questions
How do I apply for Medicare?
The easiest way to apply for Original Medicare is via the Social Security website. There is a quick Medicare application that should take you no longer than 10 minutes. Just visit here.
How do I apply for a Medicare Advantage or Supplement Plan?
Medicare Advantage and Supplement Plans are offered through private insurance companies. Our friendly agents can help you to find a program that meets your needs and budget. Remember, there is no cost to use our service. Simply call (520) 264-8500 to speak with a licensed agent.
Can I apply for Medicare in person?
Yes you can, but you’ll need to go to a local Social Security office to apply in person. If you’d like to apply for an Advantage or Supplement Plan in person, simply contact our office and request an appointment. Please note, you’ll need to apply for Original Medicare before you can enroll in an Advantage or Supplement Plan.
Can I get assistance applying for Medicare?
Absolutely! Contact our office at (520) 264-8500 and one of our licensed agents will be happy to walk you through the enrollment process.
When should I apply for Medicare?
You have a 7-month window to apply for Original Medicare: during the 3 months prior to your 65th birthday month, the month of your birthday, and the 3 months after your 65th birthday.
What if I missed my Initial Enrollment Period?
You missed your 7-month window for enrolling in Medicare, your next opportunity to enroll in Part A and Part B will be during the General Enrollment Period, January 1-March 31. Coverage will then become effective on the first of the month following your enrollment date. For instance, if you enroll on February 10, your coverage will go into effect on March 1st.
Are there penalties for enrolling late?
Yes! If you do not enroll in Part B coverage during your Initial Enrollment Period, you could be subject to premium penalties for as long as you have Medicare coverage.
When do I get my Medicare
card?
card?
You’ll typically receive your Medicare card approximately 3 weeks after you apply.
Articles and Information
Medicare Coverage for Pre-Existing Conditions Can Be Tricky
Does Medicare Cover Dental and Vision?
What If You Still Have Employer Benefits When You Turn 65?
How to Protect Yourself from Medicare Scams
What is an Advanced Healthcare Directive and Why Should You Have One?
A Potential Medical Tax Break for Retirees
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